Universal Personal Account

The Universal Personal Account is for customers who have several accounts with PPNB and want to offset monthly service fees through their total deposit relationship. Customers who use the Universal Account keep larger balances in both their checking and savings accounts.

Balances offset fees
Online banking with bill payment
Mobile Banking with Mobile Deposit
Debit Card
Credit Card
Interest Paid on Balance
$100 Minimum to open
$5000 Balance required to waive monthly fee combined balances in savings, money market, and or CD

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Universal Account Features

Balances offset fees

Combined balances in your checking, savings, certificate of deposit, and/or money market accounts of $5000 eliminate the $12 monthly service charge. Interest paid on account balances.

Online banking with bill payment

Access your accounts, pay bills, make loan payments, and manage your account relationship with convenient and free online account access.

Mobile Banking with Mobile Deposit

Access your accounts whenever and wherever, all from the convenience of your phone. Mobile Banking and Mobile Deposit allows you to manage your accounts, make transfers, pay bills, and make check deposits 24/7.

Debit Card

PPNB debit cards provide access to your funds through ATM or point-of-sale purchases.

Credit Card

PPNB credit cards offer a range of rewards at competitive interest rates.
You can apply here. *Upon favorable credit review.

Interest Paid on Balance

This account earns interest at competitive rates. Please contact us for current rates.

Get in touch

Start the process today for
your Personal Loan

1-888-297-3416

info@ppnb.com

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