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COMMERCIAL BANKING SERVICES

We offer a complete line of commercial banking services to support your business needs.  This includes special Business Checking Accounts, unique Business Savings Accounts, and many Other Business Services.

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BUSINESS CHECKING ACCOUNTS

Regular Business Checking

Designed for any business client, offering no hassle banking.  It receives an attractive earnings credit against any service charges incurred.

  • No FDIC assessment charge
  • Receive an Earnings Credit
  • Cancelled Checks are returned with your statement a No Charge
  • Itemized statement each month with checks listed in number sequence

Small Business Checking

Designed for the Sole Proprietor.  It provides a limited number of free transactions before item charges are incurred.

  • No FDIC assessment charge
  • 10 Free Checks or Debits
  • 10 Free Deposits or Credits
  • 10 Free Deposited Items
  • Itemized statement each month with checks listed in number sequence

Regular Market Rate Checking

Designed for sole proprietors, non-profit organizations and schools to earn interest at market rates on their checking account.  There is no maintenance charge on this account if you maintain a mimimum balance.  Ask for current rates.

  • No FDIC assessment charge
  • Cancelled Checks are returned with your statement a No Charge
  • Itemized statement each month with checks listed in number sequence
  • Interest paid MONTHLY

Business Market Rate Checking - Limited Transactions

Designed for corporations, limited liability co. and partnerships to earn interest at market rates on their checking accounts. There is no maintenance fee on this account if you maintain a mimimum balance. Ask for current rates.

  • No FDIC assessment charge
  • Cancelled Checks are returned to you monthly at NO CHARGE
  • Itemized statement each month with checks listed in number sequence
  • Interest is paid MONTHLY

T-Bill Checking

This is our most exciting account, designed for EVERYONE!  This account is for our customers who would like the convenience of a checking account, but would like to earn the highest interest rate available.  Interest rates are based on the Treasury Bill Rate.  Ask for current rates.

  • No Minimum Balance required
  • Cancelled checks kept in safekeeping
  • Tiered interest rates - Higher balances earn higher interest rates
  • Interest is paid MONTHLY
  • Itemized statements each month with checks listed in number sequence

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BUSINESS SAVINGS ACCOUNTS

We offer two different business savings accounts, one designed for our sole proprietor, non-profit organizations or schools and a limited transaction account for our corporations, limited liability co. and partnerships. Businesses can earn interest on this account while they are waiting to pay their bills. When you need the money in your operating account, you simply give us a call and we'll take care of an internal transfer for you.

  • Competitive interest rates
  • Interest is paid quarterly
  • No minimum balance requirement to earn interest
  • Tiered interest rates - Higher balances earn higher interest rates

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OTHER BUSINESS SERVICES

Merchant Services

This service allows you to accept credit cards for payment from your customers.  It is inexpensive and convenient. A MUST for any business type.  Check out the exceptional service we provide our Merchant Services customers.

Loans

Pikes Peak National Bank is a leader in the field of lending.  We think you will be impressed with our competitive rates and our exceptional turnaround time on a loan request.  See how PPNB can make your "Dreams Happen".

Call Back Service

OVERDRAFTS and CHARGE BACKS are no longer a worry because we will call you if either occurs and give you time to come in and cover your checks with our special calling service.  You are only charged for this service if  we call you.  It costs you NOTHING to have this service on your account.

Ready Reserve

With credit approval, we can attach a line of credit to any of our checking accounts.  This will cover you in the event of an overdraft.  The money will automatically advance funds into your account.  It also allows you access to a loan any time by simply writing a check.


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